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Added: 20.01.2021
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Teaching a teen about using a credit card is very like teaching a teen to drive, experts say. Explain how credit works and the consequences, then practice within safe limits. Credit: iStock. Forget the debate about getting your teenager the latest iPhone; what if they ask for a credit card? Before you say no, a recent study from the Federal Reserve Bank of Richmond found that those under 21 are substantially less likely to go 90 days past due or worse, and young borrowers are among the least likely to default on a credit card. Educational opportunity: It's great for your children to build a credit report and credit score early in life, but don't expect them to learn money management by osmosis.
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Debit Cards vs. Credit Cards for Teens

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The Best Credit Cards for Teens of Compared

Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. These offers do not represent all available deposit, investment, loan or credit products. Before you open a credit card for your teen, take a look at your best options and decide what works best for you and your child. Your teen will earn unlimited 1.
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Is It Time to Get Your Teen a Credit Card? Here Are the Best Ones

Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content. Updated Dec 29, What changed? This age range is a good time to introduce your tween to debit and prepaid cards.
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Skip to content. We are looking for recommendations about how a college graduate can apply for and get a credit card to start building credit. The credit card companies used to send tons of mail asking her to sign up for their credit cards when she had graduated high school. Then they stopped. Now that she's graduated, American Express has been peppering her with weekly marketing to get their card.
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